Tipalti Pricing 2027: Plans, Fees and Real Annual Cost

How much does Tipalti cost?

Tipalti costs from $99 a month for Accounts Payable and $249 a month for Mass Payments, both with unlimited users, plus per-invoice and per-payment fees. That is the entry fee: this AP automation platform quotes the final platform fee on payment volume, entities, payment methods and modules.

Why other sites show Select, Advanced or Starter plans

Tipalti merged five tiers into two plans between March and June 2026. Older pages, including G2 and Tipalti's own get-started page, still show the old names.

1. Before March 2026Five tiers: Select $99, Advanced $199, Elevate, Accelerate, Plus
2. June 2026Two plans: Accounts Payable from $99, Mass Payments from $249; Treasury added

What will Tipalti cost for your business?

Tipalti costs a 50-200 employee US company sending about 100 ACH payments a month $18,120 to $32,172 a year. Setup is included as standard, but buyers report up to $15,000 when charged, so year one runs $18,120 to $47,172. Foreign payments and a second entity can double it, and FX adds more in the exchange rate.

Three example companies

• US company, ~100 payments: AP plan, 150 invoices and 100 payments a month, US only, mostly ACH, one entity, QuickBooks Online
• Mid-size, NetSuite, 2 entities: AP plan, 600 invoices and 400 payments a month, mostly US with some international, ACH and checks, half of foreign payments converted, two entities, NetSuite
• Global, 4 entities, Procurement: AP plan with Procurement, 1,200 invoices and 800 payments a month, mostly international, half of foreign payments converted, four entities, Sage Intacct

What Tipalti charges on top of the subscription

Tipalti charges about $1 to $1.50 per invoice, about $1 per ACH payment, $10 to $32 per domestic wire and a 1.9% to 3.2% FX markup, buyers and payment providers report. It publishes no rate card; checks run about $3 and international wires $20 to $36, with invoice fees covering AP invoice processing.

Invoice and payment fees

Tipalti's cheapest way to pay is ACH at about $1 a payment, while wires cost $10 to $36, so moving regular suppliers to ACH is the fastest saving.

• ACH is the cheapest way to pay; wires cost 10 to 30 times more
• Moving regular suppliers from wire and check to ACH is the fastest saving

FX fees on foreign payments

The FX markup is added to the exchange rate, not billed separately, and it falls as payments get larger.

How much does Tipalti ERP integration cost?

Tipalti ERP integration is included in standard setup for its two-way NetSuite, Sage Intacct, Business Central and SAP Business One connectors; custom or API integrations cost extra. Vendr reports one-time ERP setup fees of $2,500 to $15,000 in some contracts, and complex rollouts on larger ERPs often need paid services.

What to confirm about your ERP

Confirm the connector sits on the order form at $0, what each extra entity adds, and whether custom fields or a second ERP need paid services.

• The connector is on the order form at $0, not a separate line
• Each extra entity in the ERP adds an entity fee
• Custom fields or a second ERP mean professional services

Tipalti implementation cost and setup time

Tipalti charges no fee for standard implementation and publishes no exact timeline beyond its FAQ, which says due diligence and setup take several weeks for most teams. Buyers report $5,000 to $15,000 when setup is charged, and complex multi-ERP or custom rollouts need paid services.

• Technical setup takes days; Tipalti's due diligence on your company takes weeks
• Buyers report a $4,000–$5,000 setup list price often discounted to near zero, so ask for it to be waived

Entities, modules, support and contract terms

Each extra Tipalti entity costs about $250 to $833 a month, the Procurement module $10,000 to $40,000 a year and premium support 10% to 20% of the platform fee, buyers report. Fees can also rise by up to 7% or CPI at each renewal unless you cap them, so these lines grow with your structure and contract.

Renewal terms to check before you sign

Tipalti contracts renew automatically and fees can rise by up to 7% or CPI at each renewal, so negotiate a cap and give 30 days' written notice if you plan to leave.

• Contracts renew automatically, for 12 months unless the order form says otherwise
• Fees can rise up to 7% or CPI at each renewal, and renewal fees are never lower than the last term
• Discounts renew at list price unless the order form says otherwise
• To leave, email legal@tipalti.com at least 30 days before the term ends

What companies actually pay for Tipalti

Companies pay a median of $15,384 a year for Tipalti, with deals from $2,476 to $27,024 across 52 purchases, based on Vendr buyer data. Platform fees alone run about $15,000 to $25,000 a year under 500 payments a month and $30,000 to $50,000 from 500 to 2,000, before transaction fees and FX.

Is Tipalti worth the price?

Tipalti is worth its price when you pay suppliers in many countries, run several entities or pay a large payee network, because tax forms, FX and multi-entity AP sit in one place. For a few hundred US ACH payments a month, per-payment fees make Tipalti alternatives worth comparing.

How to get a better Tipalti price

Ask for every rate in writing before you sign: per invoice, per payment method, FX markup, per entity and per module. Then negotiate a multi-year fixed platform fee, a lower cap on renewal increases, a waived setup fee and cheaper wires. Vendr reports that buyers who negotiate save 23% on average.

Tipalti pricing vs alternatives

Tipalti starts at $99 a month plus per-invoice and per-payment fees, while BILL charges per user from $49 a month and Ramp has a free plan and a $15 per-user Plus plan. AvidXchange quotes by volume. Zapro pricing has Spark at $699 a month, Growth at $1,999 and Scale on custom terms, all with unlimited users; your ERP or bank pays suppliers.