The best Ramp alternatives are 1. Brex 2. BILL 3. Zapro 4. Airbase 5. Payhawk 6. Procurify 7. Precoro.
The best Ramp alternative depends on the job you use Ramp for. For corporate cards and expenses, look at Brex or BILL, which both have $0 plans. For multi-currency spend across entities, compare Payhawk. If you need purchase requests approved before anyone buys, look at Procurify, Precoro or Zapro, and at Airbase if you run Paylocity payroll.
Ramp competitors: key takeaways
Brex: Best for startups that mainly use Ramp for cards and expenses, with a $0 Essentials plan and cards accepted in 210+ countries.
BILL: Best for small businesses on QuickBooks or Xero, pairing $0 Spend & Expense cards with AP from $49 per user per month.
Zapro: Best for mid-market teams that need spend approved before anyone buys: intake, approvals, POs, sourcing and contracts with plans from $699 a month. Your bank or ERP still pays suppliers.
Airbase: Best for Paylocity payroll customers that want cards, bill pay and guided procurement next to their HR data, priced by quote.
Payhawk: Best for multi-entity teams that spend in several currencies, with US module prices from $349 a month.
Procurify: Best for mid-sized teams that want purchasing depth, with unlimited Basic users and punch-outs to Amazon Business.
Precoro: Best for teams that want procurement at a published price, from $499 a month for POs and 2-way and 3-way matching.
Ramp alternatives compared
Ramp alternatives fall into three groups: card and expense platforms (Brex, BILL), spend suites that add AP and procurement to cards (Payhawk, Airbase) and procurement-first tools (Zapro, Procurify, Precoro). The table compares who each tool is built for, its key features, ERP integrations, starting price and G2 rating.
| Tool | Best for | Key features | ERP integrations | Starting price | Rating |
|---|---|---|---|---|---|
 Ramp (for reference) | Cards, expenses and bill pay in one place | Corporate cards, expenses, bill pay, travel; procurement add-on with POs and 3-way matching | QuickBooks, Xero; NetSuite and Sage Intacct on Plus; Workday and Oracle Fusion on Enterprise | Free $0; Plus $15 per user per month plus a platform fee | G2 4.8 (2,576) |
| Brex | Card programs for growing and global companies | Cards accepted in 210+ countries, bill pay, reimbursements, travel booking; no PO module listed | NetSuite, QuickBooks, Xero, Sage Intacct, Dynamics 365, Oracle Fusion, Workday; custom ERP sync on Premium | Essentials $0; Premium $12 per user per month | G2 4.8 (1,659) |
| BILL | Small teams that want free cards plus AP | Spend & Expense cards, AI bill capture, payments to 130+ countries; POs on Corporate | QuickBooks and Xero from Team plan; NetSuite, Sage Intacct, Dynamics on Enterprise | Spend & Expense $0; AP from $49 per user per month | G2 4.4 (1,821) |
| Zapro | Mid-market control before the purchase | Intake, approvals, POs, RFI/RFP sourcing, contracts, 2-way and 3-way matching | Integrates with NetSuite, QuickBooks, Sage Intacct, SAP, Oracle, Workday, Dynamics | $699 per month, unlimited users | G2 4.7 (14) |
| Airbase | Paylocity payroll customers | Corporate cards, AI expense reports, bill pay, Guided Procurement requests and POs | NetSuite, Sage Intacct, QuickBooks, Dynamics 365 Business Central; Paylocity HCM | Custom quote through Paylocity | No G2 listing since the Paylocity merger |
| Payhawk | Multi-entity, multi-currency spend | Visa cards, expenses, OCR invoice capture, 2-way and 3-way matching, requests to POs | NetSuite, Sage Intacct, SAP S/4HANA, Oracle Fusion, Dynamics 365, Xero, QuickBooks | AP from $349 per month; Procurement from $499 per month | G2 4.5 (961) |
| Procurify | Purchasing depth for mid-sized teams | Requests, approvals, POs, punch-outs; AP and Expense & Card add-ons | NetSuite, QuickBooks, Sage Intacct, Dynamics 365 Business Central | Vendr buyer data: median $15,000 a year | G2 4.6 (415) |
| Precoro | Procurement with a published price | POs, 2-way and 3-way matching, prepaid virtual cards, budgets by cost center | QuickBooks Online and Xero on Core; NetSuite, Sage Intacct, Dynamics 365 Business Central | Core from $499 per month, billed yearly | G2 4.7 (225) |
Find your Ramp alternative
Choose a Ramp alternative by the job you use Ramp for, your company size, your ERP and your budget. Ramp combines cards, expenses, bill pay and a procurement add-on, so most teams replace it with one card tool, one procurement tool, or a suite that does both. Pick the tab that fits you, then read why teams leave below.
What you use Ramp for
BrexBILLBrexPayhawkBILLPayhawkProcurifyPrecoroZaproPrecoroZaproAirbaseCompany size
BrexBILLProcurifyPayhawkZaproPayhawkBrexYour ERP
PayhawkProcurifyBILLBILLPrecoroPayhawkZaproProcurifyPrecoroBudget
BrexBILLPrecoroZaproPayhawkProcurifyAirbaseWhy teams leave Ramp, and what fixes it
Teams leave Ramp mainly over rigid approval and policy rules (5 of 30 recent reviews) and a procurement add-on with no published price. AI coding misses, receipt friction, mapping gaps and upsell outreach came up twice each. We read the 30 most recent G2 and Capterra reviews on 11 November 2026, and 11 named no real dislike.
What Ramp does well came up far more often: 20 of the 30 reviewers called it easy to use, and 9 praised receipt capture by text, email or mobile.
What Ramp doesn't cover, and who does
Ramp covers cards, expenses, bill pay and travel, and sells procurement as an add-on. Its own product and pricing pages show four gaps: no published procurement price, no punch-out catalogs, no inventory module, and local-currency cards in 30+ countries on Enterprise only. The table shows which alternatives fill each gap, so you add a tool only where needed.
| If you need | In Ramp | Alternatives that include it |
|---|---|---|
| A published price for procurement | Procurement add-on and the Plus platform fee are priced by quote | PrecoroPayhawkZapro |
| Amazon Business punch-out | Amazon Business is listed for receipt matching, not punch-out buying | ProcurifyPrecoroZapro |
| Inventory | Not part of Ramp's product list | PrecoroZapro |
| Local-currency cards in 50+ countries | Enterprise plan issues local cards in 30+ countries | Brex |
The 7 best Ramp alternatives, reviewed
Each review below shows what the tool is built for, its key features, pros, cons, pricing and the buyer it fits best. Brex and BILL cover cards, expenses and bill pay, Payhawk and Airbase add AP and procurement to cards, and Zapro, Procurify and Precoro cover purchase requests, POs and invoice matching.
Brex: best for card programs for growing and global companies
Best for Card programs for growing and global companies
Brex fits startups and growing companies that mainly use Ramp for corporate cards and expenses. Its Essentials plan costs $0 per user, cards are accepted in 210+ countries, and bill pay, reimbursements and travel booking are included. Capital One bought Brex in April 2026. Its pricing page lists no purchase order module.
Key features 5 features
- Cards accepted in 210+ countries on every plan
- Bill pay, reimbursements and travel booking included
- AI rules for expense policy and receipt checks
- Local-currency cards in 50+ countries on Enterprise
- Live budgets on Premium and up
Pros and cons 2 pros, 2 cons
Pros
- Free starting plan: the $0 Essentials plan covers basic cards and expenses, so small teams can switch without a new software bill
- Review base: 4.8 on G2 from 1,659 reviews, a large sample for judging day-to-day reliability
Cons
- No PO module: its pricing page lists no purchase orders, so teams that approve spend before buying need another tool
- Plan gates: multi-entity and HRIS sync need Premium or Enterprise, so growing groups pay more than the $0 plan suggests
Pricing
Essentials $0 per user per month; Premium $12 per user per month; Enterprise and Smart Card on custom pricing.
Best for
Startups and growing companies that mainly use Ramp for cards and expenses and want a near like-for-like swap with stronger global card coverage.
Verdict
Verdict: Brex is a like-for-like swap if Ramp is your card and expense tool. It does not add purchase orders, so pair it with a procurement tool if you need them.
BILL: best for small teams that want free cards plus AP
Best for Small teams that want free cards plus AP
BILL fits small businesses on QuickBooks or Xero that want free cards and low-cost bill pay. BILL Spend & Expense, formerly Divvy, costs $0 per user, and AP starts at $49 per user per month with payments to 130+ countries. NetSuite and Sage Intacct sync, and 3-way matching, sit on the custom-priced Enterprise plan.
Key features 4 features
- Spend & Expense cards with budgets at $0 per user
- AI invoice capture with a dedicated AP inbox
- ACH, check, card and international payments to 130+ countries
- POs on Corporate; 2-way and 3-way matching on Enterprise
Pros and cons 2 pros, 3 cons
Pros
- Published prices: per-user plan prices are on its site, so you can budget before a sales call
- Free card program: credit lines up to $5M, subject to approval, so card spend adds no software cost
Cons
- ERP limits: NetSuite and Sage Intacct sync is on Enterprise only, which raises the price for teams on those ERPs
- Matching on top plan: 3-way matching is Enterprise only, so AP teams on lower plans match invoices by hand
- Per-user pricing: AP cost grows with every approver you add, which hurts teams with many occasional approvers
Pricing
Spend & Expense $0. AP and AR: Essentials $49, Team $65 and Corporate $89 per user per month; Enterprise is custom.
Best for
Small businesses on QuickBooks or Xero that want free cards and simple bill pay in one place without a large software bill.
Verdict
Verdict: BILL is the low-cost route out of Ramp for small teams. It gets pricier once you need ERP sync and 3-way matching.
Zapro: best for mid-market control before the purchase
Best for Mid-market control before the purchase
Zapro is a strong Ramp alternative for mid-market teams whose gap is approving spend before anyone buys, not cards. This AI-native procurement software covers intake, approvals, sourcing, contracts, POs and invoice matching, with unlimited users. Plans start at $699 a month. It issues no cards, and your ERP or bank pays suppliers.
Key features 4 features
- Approvals routed by amount, category or vendor, in series or in parallel
- 2-way and 3-way matching with an exception queue (3-way on Growth and up)
- RFI, RFQ and RFP events, plus contract authoring and renewal alerts
- Amazon Business punch-out through Zapro's approvals and budgets
Pros and cons 2 pros, 2 cons
Pros
- Unlimited users: every plan includes unlimited users, so occasional approvers never add to the monthly bill
- Published prices: Spark is $699 a month and Growth $1,999, so you can budget before you talk to sales
Cons
- No cards or expenses: Zapro issues no corporate cards and runs no expense reports, so keep a card tool for that spend
- No payments: Zapro prepares payment batches, but your bank or ERP sends the money, so supplier payments stay in your ERP
Pricing
Spark $699 a month (up to 50 vendors), Growth $1,999 a month (up to 500 vendors), Scale on custom pricing, as published on zapro.ai in November 2026. The pricing page lists 3-way matching and contract authoring in the Growth plan's AI suite.
Best for
Finance and procurement leads at 50 to 200 person companies who need requests approved and turned into POs before anyone buys, while their bank or ERP pays suppliers.
Verdict
Verdict: Pick Zapro if Ramp's gap for you is purchasing control, sourcing or contracts. Keep a card tool such as Brex or BILL if employees still need cards.
Airbase: best for Paylocity payroll customers
Best for Paylocity payroll customers
Airbase fits companies already on Paylocity payroll that want cards, bill pay and purchase approvals tied to the same employee records. Paylocity bought Airbase in 2024 and now sells it as part of Paylocity for Finance. Prices are quote only, and it has no standalone G2 listing since the merger, so it is hard to compare on its own.
Key features 3 features
- Guided Procurement for requests, approvals and POs
- Bill pay by ACH, virtual card, check or wire
- Corporate cards and AI expense reports
Pros and cons 1 pros, 3 cons
Pros
- Payroll context: spend data sits next to payroll and the employee record, which helps Paylocity customers tie spend to people and departments
Cons
- Quote-only pricing: prices come through Paylocity sales, so you cannot compare cost until you talk to them
- No review data: there is no standalone G2 listing since the merger, so recent user feedback is hard to find
- Bundled product: it is hard to judge as a standalone tool outside Paylocity, so non-Paylocity teams should look elsewhere first
Pricing
Custom quote. airbase.com/pricing now redirects to Paylocity's pricing request page.
Best for
Companies already running payroll on Paylocity that want cards, bill pay and purchase approvals tied to the same employee records.
Verdict
Verdict: Airbase makes sense if Paylocity is already your HR system. Without Paylocity, compare it against Brex or Payhawk first.
Payhawk: best for multi-entity, multi-currency spend
Best for Multi-entity, multi-currency spend
Payhawk fits finance teams with several entities or currencies that want cards, AP and procurement from one vendor. It holds business accounts in six currencies, pays in 115+ currencies and publishes US module prices from $349 a month. The modules add up, and budget tracking and extra entities are paid add-ons.
Key features 6 features
- Visa debit and credit cards with merchant and country controls
- Business accounts in EUR, GBP, USD, CHF, DKK and PLN
- Cross-border payments in 115+ currencies
- Plain-language purchase requests that turn into POs
- OCR invoice capture in 60+ languages
- 2-way and 3-way matching to the line item
Pros and cons 3 pros, 2 cons
Pros
- Published prices: module prices are on its US site, so you can cost AP and procurement before a sales call
- No implementation fee: setup carries no one-off charge, which lowers the first-year cost of switching
- Guided setup: implementation sessions are included, so your team is not left to configure entities and approvals alone
Cons
- Paid add-ons: budget tracking and extra entities cost extra, so multi-entity groups should get a full written quote
- No sourcing or contracts: its product pages show no sourcing or contract module, so bids and renewals need another tool
Pricing
US site, per month: Travel from $299, Accounts Payable from $349, Cards & Expenses from $449, Procurement from $499. The full bundle is quoted.
Best for
Finance teams with several entities or currencies who want cards, AP and procurement from one vendor instead of Ramp's US-first setup.
Verdict
Verdict: Payhawk suits multi-currency, multi-entity spend. The modules add up, so price the bundle you really need.
Procurify: best for purchasing depth for mid-sized teams
Best for Purchasing depth for mid-sized teams
Procurify fits mid-sized teams buying across several departments or sites that want POs and receiving first. Its base Purchasing product covers requests, approvals and POs, with unlimited Basic users and punch-outs to Amazon Business. AP, cards, intake and contracts are each priced separately, and prices are quote only.
Key features 5 features
- Purchase requests and POs in the base product
- Approval workflows by department, location, account code or amount
- Punch-outs to Amazon Business, Staples, Home Depot and Grainger
- 2-way and 3-way matching in the AP product
- Spend cards and reimbursements in the Expense & Card product
Pros and cons 2 pros, 4 cons
Pros
- Free Basic users: requesters on Basic seats cost nothing, so the whole company can submit requests without raising the quote
- Published rollout times: 4 weeks on Basic and 8 on Standard, so you can plan the switch from Ramp with real dates
Cons
- Separate modules: AP, cards, intake and contracts are each priced on their own, so the full set costs more than the base
- No sourcing: there are no sourcing events, so teams that run supplier bids need another tool
- Hidden prices: prices are not on its site, so you cannot compare cost with Ramp until you talk to sales
- Purchasing first: it is built around purchase requests rather than cards, so card-heavy teams may find it slower day to day
Pricing
Custom quote, built from products, add-ons, Pro users and integrations. Vendr buyer data shows a median of $15,000 a year, with a range of $4,210 to $40,000.
Best for
Mid-sized teams buying across several departments or sites who want POs and receiving first, and cards as an add-on.
Verdict
Verdict: Procurify suits teams that want purchasing first and cards second. Budget for the modules, because the base product covers purchasing only.
Precoro: best for procurement with a published price
Best for Procurement with a published price
Precoro fits mid-sized companies with several sites or entities that want procurement at a published price. Core starts at $499 a month, billed yearly, with POs and 2-way and 3-way matching. AI capture, punch-out and the supplier portal start on the $999 Automation plan, and unlimited users are Enterprise only.
Key features 3 features
- 2-way and 3-way matching on the Core plan
- Punch-out to Amazon Business and Staples on Automation
- Budgets by cost center with overspend alerts
Pros and cons 4 pros, 2 cons
Pros
- Published price: the Core plan price is on its site, so you can budget purchasing before a sales call
- Easy exit: there is no formal contract and 30 days' notice to cancel, which lowers the risk of trying it
- Review base: G2 4.7 from 225 reviews, a solid sample for a procurement tool of its size
- Flexible approvals: approve by email, Slack, Teams or mobile on every plan, so approvers act without logging in
Cons
- Plan gates: AI capture, punch-out, vendor onboarding and the supplier portal start on the $999 Automation plan, not Core
- Seat limits: unlimited users only come on Enterprise, so cost rises as more people request or approve
Pricing
Core from $499 a month and Automation from $999 a month, billed yearly. Enterprise is custom.
Best for
Mid-sized companies leaving Ramp because the procurement add-on had no list price, who want POs and matching at a known monthly cost.
Verdict
Verdict: Precoro is the published-price route to proper procurement. Check which features need the Automation plan before you compare it with Ramp.
Also worth a look: Spendesk, if you want unlimited cards and users in one base package with no active-user fees, with procurement and AP sold as add-ons. Navan suits teams whose main Ramp job is business travel, with travel booking and expense management in one app and support for existing Visa, Mastercard and American Express corporate cards.
Ramp alternatives: feature-by-feature comparison
Compare Ramp alternatives on the spend work you do every day: corporate cards, expenses and receipts, bill pay and AP, purchase requests and POs, and accounting sync. Brex and BILL start from cards, so check the POs column; Zapro, Procurify and Precoro start from purchasing, so check the cards column.
| Tool | Corporate cards | Expenses and receipts | Bill pay and AP | Requests and POs | Accounting sync |
|---|---|---|---|---|---|
| Ramp | Unlimited cards on Free; local cards in 30+ countries on Enterprise | Expense management and travel; AI expense reviews on Plus | Bill pay on all plans; batch payments on Plus | Free AI intake; POs in the Procurement add-on | QuickBooks, Xero; NetSuite and Sage Intacct on Plus; no SAP named |
| Brex | Accepted in 210+ countries; local cards in 50+ on Enterprise | Reimbursements, AI expense policy and receipt checks | Bill pay on every plan | No PO module on its pricing page | NetSuite on every plan; custom ERP sync on Premium |
| BILL | $0 Spend & Expense cards with budgets | AI receipt capture and reimbursements | AI capture; payments to 130+ countries; 3-way on Enterprise | POs on Corporate and Enterprise | QuickBooks, Xero from Team; NetSuite, Sage Intacct on Enterprise |
| Zapro | No cards; spend is approved before purchase | No expense reports; keep your card tool for those | 2-way matching, 3-way on Growth; your ERP or bank pays | Intake, requests and POs on every plan | Integrates with NetSuite, QuickBooks, Sage Intacct, SAP, Oracle, Workday |
| Airbase | Corporate cards | AI expense reports | Bill pay by ACH, virtual card, check or wire | Guided Procurement: requests, approvals and POs | NetSuite, Sage Intacct, QuickBooks, Dynamics 365 Business Central |
| Payhawk | Visa debit and credit cards with merchant and country controls | Automated receipt collection and reimbursements | OCR in 60+ languages; 2-way and 3-way matching | Plain-language requests that turn into POs | Two-way PO sync with NetSuite; SAP, Oracle Fusion, Dynamics, Xero |
| Procurify | Virtual and physical cards in the Expense & Card add-on | Reimbursements in the Expense & Card add-on | AP add-on with 2-way and 3-way matching | Order requests and POs in the core product | NetSuite, QuickBooks, Sage Intacct, Dynamics 365 Business Central |
| Precoro | Prepaid virtual cards | Expense management with receipt capture on Core | 2-way and 3-way matching on Core; ACH and wire payments | Requests become POs; intake management on Automation | QuickBooks Online, Xero on Core; NetSuite, Sage Intacct, Dynamics |
How Ramp alternatives charge
Ramp's Plus plan costs $15 per user per month plus a platform fee, and its procurement add-on has no published price. Its alternatives charge per user (Brex, BILL), per module (Payhawk), by plan tier (Precoro), by quote (Procurify, Airbase) or a flat monthly plan (Zapro). Compare at your real headcount, for example against flat Zapro pricing.
| Tool | Pricing model | Starting price |
|---|---|---|
| Ramp | Per user per month plus a platform fee; procurement add-on quoted | Free $0; Plus $15 per user per month |
| Brex | Per user per month | $0 (Essentials) |
| BILL | Per user per month for AP, plus payment fees; cards free | $0 cards; AP $49 per user per month |
| Zapro | Flat monthly plan by active vendors; unlimited users | $699 per month |
| Airbase | Custom quote through Paylocity | Quote, sold with Paylocity for Finance |
| Payhawk | Module fee plus usage for extra cards, POs and invoices | $349 per month (AP) |
| Procurify | Custom quote by products and Pro users | Vendr median $15,000 a year |
| Precoro | Plan fee billed yearly, with user limits per tier | $499 per month (Core) |
Questions to ask any Ramp alternative
Before you choose a Ramp alternative, ask every vendor five questions in writing. Which Ramp jobs does it replace, and what is the yearly cost for your headcount? Is a purchase approved before money is spent? How does it sync with your ERP, and can your admins change approval rules? Strong answers are specific and shown live.
| Question | Why it matters | What a strong answer includes |
|---|---|---|
| Which of Ramp's jobs do you replace: cards, expenses, bill pay or procurement? | Most tools replace one or two of Ramp's jobs, not all of them. | A clear yes or no for each job, with the plan named. |
| What is the yearly cost for our headcount and volume? | Per-user, platform and module fees change the real price. | A written quote with each fee listed separately. |
| Can a purchase be approved before money is spent? | Card spend controls act at checkout, after the decision to buy. | A live demo of a request becoming an approved PO. |
| How does it sync with our ERP? | Mapping gaps were a repeated Ramp complaint. | Your ERP named, with GL codes, vendors and bills shown syncing. |
| Can we change approval rules ourselves? | Rigid workflows were the top complaint in Ramp reviews. | An admin edits a live rule in the demo without a support ticket. |
Which Ramp alternative should you choose in 2027?
The best Ramp alternative is the one that replaces the job you bought Ramp for. For cards and expenses, start with Brex or BILL. For several currencies and entities, look at Payhawk, and at Airbase if you run Paylocity payroll. If spend is committed before finance sees it, a procurement tool fits: Procurify, Precoro or Zapro.
A practical shortlist for a mid-market team: one card tool (Brex or BILL) and, if spend needs approval before purchase, one procurement tool. Our Ramp vs Zapro page shows where the two overlap. Run the same purchase request and the same invoice through each before you sign.
Frequently asked questions
Who is Ramp's biggest competitor?
Brex is Ramp's biggest competitor. Both sell corporate cards, expense management and bill pay, and both have a $0 entry plan: Ramp Free and Brex Essentials. Capital One completed its purchase of Brex in April 2026. Other companies like Ramp include BILL Spend & Expense and Payhawk, which also pair cards with bill pay.
What can I use instead of Ramp?
The usual alternatives to Ramp are Brex or BILL for cards and expenses, and a procurement tool for purchase approvals. Payhawk covers multi-currency spend across entities, and Airbase suits Paylocity payroll customers. Zapro, Procurify and Precoro replace Ramp's procurement add-on with requests, POs and invoice matching.
Is there a free version of Ramp?
Yes. Ramp Free costs $0 per user per month and includes unlimited cards and bill payments. Plus costs $15 per user per month plus a platform fee, with a 30-day free trial. Procurement is a separate add-on on Plus or Enterprise with no published price. Brex Essentials and BILL Spend & Expense also cost $0.
What is better, Brex or Ramp?
In a Ramp vs Brex comparison, Brex fits teams spending abroad and Ramp fits teams that want procurement in the same tool. Both have a $0 plan and a 4.8 G2 rating. Brex Enterprise issues local cards in 50+ countries, against 30+ on Ramp Enterprise. Ramp sells a procurement add-on that Brex's pricing page does not list.
Is Ramp good for procurement?
Ramp suits basic procurement if you already use its cards. Its add-on covers AI intake, POs and 2-way and 3-way matching on Plus or Enterprise, for teams without dedicated procurement staff. It lists no punch-out or inventory: Procurify, Precoro and Zapro offer punch-out, and Precoro and Zapro offer inventory.
What are the best Ramp alternatives for small business?
For small businesses, Brex Essentials and BILL Spend & Expense are the usual Ramp alternatives, because both cost $0 per user. BILL adds AP from $49 per user per month with QuickBooks and Xero sync from the Team plan. If you need POs on a budget, Precoro Core starts at $499 a month, billed yearly.
Approve spend before anyone buys
See how Zapro handles requests, approvals, POs and 3-way matching for a mid-market team, with unlimited users on every plan.
Sources: Ramp pricing; Ramp reviews on G2; Brex pricing; Payhawk pricing; Spendesk pricing; Navan.
